# Wrightly

> Free all-in-one books and tax for New Zealand sole traders and small
> businesses who want to stay in control of their own finances. Capture
> receipts, invoices, quotes, expenses and mileage in seconds; your GST and
> income tax stay ready to file all year, not just at deadline. Built in New
> Zealand, for IRD.

Wrightly keeps live books for NZ sole traders, contractors and small companies.
It is built for people who want to run their own finances and understand where
they stand — not hand a shoebox to an accountant once a year. The core product
is free (up to 5 invoices a month, unlimited clients and
quotes, plus every tax feature); Wrightly Plus ($29/month + GST, or $290/year + GST, first month $14.50 + GST) lifts
invoicing to unlimited and adds AI receipt and bank-statement processing.
Wrightly Plus also connects New Zealand bank accounts with live bank feeds (open banking). Direct IRD e-filing is on the roadmap.

Key facts:
- Audience: NZ sole traders, contractors, freelancers, tradies, rental owners and small companies (Ltd) who want to manage their own books and tax.
- Positioning: a self-directed alternative to handing everything to an accountant — you stay in control, with your GST, income tax and ACC position always up to date.
- Pricing model: flat and low-cost — free for the basics, $29/month + GST for the copilot — rather than a bigger accounting suite's subscription or a percentage-of-income fee.
- Free tier ($0, permanent): up to 5 invoices a month, unlimited clients and quotes, receipts & expenses, mileage & vehicle claims, GST tracking & reports, IR3 & IR4 income tax (filing-ready), capital assets & depreciation, multi-member orgs, API & MCP access, and bring your own AI (connect Claude or ChatGPT over MCP and it enters transactions for you).
- Wrightly Plus ($29/month + GST, or $290/year + GST, first month $14.50 + GST): unlimited invoices, AI receipt & bank-statement processing, AI auto-categorisation, one-click AI publish revert.
- Live bank feeds (open banking) for New Zealand banks are part of Wrightly Plus. Access is read only. See https://wrightly.app/nz/bank-connections.
- Coming soon: a live IRD connection.
- GST, provisional tax and income tax figures are computed from your own transactions, not estimated.
- Connects to Claude and other tools over MCP and a REST API.

## Product

- [Overview](https://wrightly.app/nz): what Wrightly does, how the capture → see → file loop works, and who it is for.
- [Pricing](https://wrightly.app/nz/pricing): Free vs Wrightly Plus ($29/month or $290/year + GST), feature-by-feature comparison, and pricing FAQ.
- [Bank reconciliation](https://wrightly.app/nz/features/bank-feeds): NZ bank accounts connected through Akahu, read only, with each new transaction approved before it counts.
- [Invoices & quotes](https://wrightly.app/nz/features/invoices): quotes clients accept online, invoices paid by card through your own Stripe account, recurring invoices and reminders.
- [Receipts & expenses](https://wrightly.app/nz/features/receipts): receipts and bills uploaded or emailed in, read, categorised and matched to bank transactions.
- [GST & income tax](https://wrightly.app/nz/features/tax): GST returns and IR3/IR4 income tax worked out from your books and ready to file in myIR, with provisional tax.
- [Reports](https://wrightly.app/nz/features/reports): charts of net cash, spending, tax to set aside, GST by period and year on year, plus profit and loss, balance sheet, cash flow, aged receivables and payables, trial balance and account transactions.
- [Vehicles, mileage & assets](https://wrightly.app/nz/features/vehicles-and-assets): trip logbook, actual-cost or kilometre-rate vehicle claims, and the depreciation register.
- [Projects & timesheets](https://wrightly.app/nz/features/projects): time against projects, contractor hours and billing.

## Legal

- [Terms of Service](https://wrightly.app/nz/terms): the terms of use for Wrightly.
- [Privacy Policy](https://wrightly.app/nz/privacy): how Wrightly handles your data.
- [Security](https://wrightly.app/nz/security): how Wrightly protects your financial data.

## Notes

- Wrightly is record-keeping software, not financial or tax advice.
- Prices exclude GST unless stated.