Terms of Service

Wrightly (“Wrightly”, “we”, “us”, “our”) provides web-based record-keeping and bookkeeping software for New Zealand sole traders and small businesses. Wrightly helps you capture receipts and expenses, raise invoices and quotes, log mileage, track capital assets and depreciation, and see indicative GST and income tax (IR3 / IR4) positions built from the data you put in.

Wrightly is a tool, not advice. Nothing in the service is financial, tax, legal, accounting or investment advice. Wrightly is not a registered tax agent, chartered accountant, bookkeeper acting on your behalf, or a financial-advice provider, and using Wrightly does not create any client, professional, advisory or fiduciary relationship between you and us. The figures Wrightly produces are software output, not a professional opinion on your affairs.

You should engage a qualified accountant or tax agent for advice on your specific circumstances. If anything in the app conflicts with advice from your accountant or with IRD, rely on the professional advice and IRD — not on Wrightly.

Every calculation in Wrightly — including GST, IR3 and IR4 income tax, depreciation and provisional tax — is an indicative computation derived from the information you enter. The figures are prepared on a cash basis and are GST-exclusive from your registration date, and they are only as accurate and complete as the data you provide.

The figures are described as “filing-ready” in the sense that they follow IRD’s rules and boxes — not in the sense that they are guaranteed to be correct for you. You must review and verify every figure before you rely on it or file anything with IRD, and you should have a qualified professional check your return where appropriate.

You remain solely responsible for your tax position, for the accuracy and completeness of your records and returns, for filing on time, and for paying the right amount by the due date. Wrightly does not file returns or make payments on your behalf, and does not remind you of, or take responsibility for, your statutory deadlines.

On the Wrightly Plus plan, Wrightly can use artificial intelligence to read receipts and bank statements, categorise transactions, and bulk-publish line items for you. To do this, your documents and statement data are processed by third-party AI model providers.

AI output can be wrong. It may misread amounts, dates, GST, categories or counterparties. You are responsible for reviewing anything the AI produces or publishes before you rely on it. Wrightly gives you one-click revert for AI bulk-publishes, but reverting an error is your call — confirming and keeping the data is on you, and we are not liable for figures you accept.

You need an account to use Wrightly. You are responsible for the accuracy of your account details, for keeping access to your sign-in email secure, and for everything done under your account and by the members you invite to your organisation. Roles (owner, admin, viewer) control what each member can do; the owner is responsible for billing and member management.

You agree not to:

• use Wrightly for anything unlawful, or to store or transmit unlawful, infringing or harmful content;
• upload data you do not have the right to use, or another person’s or business’s records without authority;
• attempt to breach, probe or circumvent the security, tenancy isolation or access controls of the service, or access data belonging to another organisation;
• interfere with, overload or disrupt the service, or use it to build a competing product; or
• misuse the API or MCP access, or share credentials or tokens in a way that exposes other users.

We may suspend or terminate accounts that breach these terms or that put the service or other users at risk.

Wrightly is supplied for business purposes only — for use in your trade, business or occupation. You must not acquire or use it for personal, domestic or household purposes.

Because the service is acquired and supplied for the purposes of a business, you agree that the Consumer Guarantees Act 1993 does not apply to the supply of Wrightly to you, and that it is fair and reasonable that you are bound by this exclusion. To the extent the Fair Trading Act 1986 permits contracting out for business-to-business supplies, you agree that sections 9, 12A, 13 and 14(1) of that Act do not apply, and that it is fair and reasonable to be bound by this.

Wrightly’s core record-keeping, invoicing and tax features are free. Wrightly Plus — the AI receipt and bank-statement processing and AI bulk-publish features — is a paid subscription of NZ$19 per month plus GST, charged per organisation through our payment processor, Stripe.

Subscriptions renew automatically each billing period until cancelled. You can cancel at any time; cancellation takes effect at the end of the current billing period, and you keep Wrightly Plus until then. Fees already paid are non-refundable except where the law requires otherwise.

We may change plan prices or what a plan includes. We will give you reasonable advance notice of any price increase before it applies to you, and you can cancel before it takes effect if you do not agree.

Wrightly lets you email invoices and accept online card payments from your clients. Those payments are processed through your own connected Stripe account and are paid directly to you.

Wrightly never holds, receives or has access to your client funds. We are not a party to the transaction between you and your client, and we are not a payment service or money remitter. Your use of Stripe is governed by Stripe’s own terms and is subject to Stripe’s fees; you are responsible for your Stripe account, for the tax treatment of the income, and for any refunds, chargebacks or disputes with your clients.

You own the data you put into Wrightly. We store and process it to provide the service, using third-party infrastructure and processors: document and receipt storage on Cloudflare (R2), our database and authentication on Supabase, transactional email through Resend, payments through Stripe, and — for Wrightly Plus — third-party AI model providers that process your documents and statements. How we handle personal information is set out in our Privacy Policy.

You can export your data or request its deletion at any time by contacting us. Note that deleting data may remove records you are legally required to keep.

We aim to keep Wrightly available and reliable, but we do not warrant that the service will be uninterrupted, error-free or free from data loss. You are responsible for keeping your own backups of records you are legally required to retain. Under the Tax Administration Act 1994 you must generally keep your business and tax records for at least seven years; do not rely on Wrightly as your only copy of those records.

Wrightly depends on third-party services (including those named above). We are not responsible for outages, changes, errors or acts of those providers. Features that are not yet live — including live bank feeds via open banking and live IRD connection and e-filing — are described as “coming soon” and are not part of the service until we make them available.

To the maximum extent permitted by law, Wrightly is provided “as is” and “as available”, and we exclude all warranties, guarantees and representations not expressly set out in these terms.

To the maximum extent permitted by law, we are not liable for:

• any tax penalties, interest, shortfall or use-of-money interest charged by IRD;
• incorrect, late or missed filings, or reliance on any figure the software produced;
• loss of profits, revenue, savings, goodwill or business opportunity; or
• loss or corruption of data, or any indirect or consequential loss.

Where liability cannot lawfully be excluded, our total aggregate liability to you for all claims arising out of or in connection with the service is limited to the fees you paid us for Wrightly in the twelve months before the event giving rise to the claim — or, if you are on the free plan and have paid us nothing, NZ$50.

You agree to indemnify us against any claim, loss, cost or liability arising from your misuse of the service, your breach of these terms, or your breach of any law or of a third party’s rights.

You can stop using Wrightly and close your account at any time. We may suspend or terminate your access if you breach these terms, if required by law, or if continuing to provide the service is no longer viable. On termination your right to use the service ends; you should export any data you need first, and we may delete your data after a reasonable period.

We may update these terms from time to time. If we make a material change we will take reasonable steps to let you know. Your continued use of Wrightly after a change takes effect means you accept the updated terms.

These terms are governed by the laws of New Zealand, and you and we submit to the non-exclusive jurisdiction of the New Zealand courts for any dispute arising out of or in connection with them or the service.

Questions about these terms? Email us at hello@wrightly.app.