Tax for NZ sole traders
Know what you owe IRD, all year round.
SoleMate tracks your GST, income tax and receipts in real time — so filing day is a formality, not a fright. Start free, automate when you’re ready.
Free forever for the basics. No credit card.
GST due · 7 May
$0.00
Connects to ANZ · ASB · BNZ · Kiwibank · Westpac and morewith SoleMate AI
The tax you dread
Three moments every sole trader knows too well.
The shoebox of receipts
Receipts fade in a drawer and the deductions fade with them. Every one you lose is money you hand to IRD for no reason.
The surprise GST return
Two months of guesswork, then a number you never budgeted for. GST shouldn’t be a jump-scare every second month.
Provisional tax shock
Your best year yet, rewarded with a provisional tax bill you didn’t see coming. Growth shouldn’t feel like a penalty.
How it works
Capture, see, file. That’s the whole loop.
Capture
Snap receipts, send invoices, log expenses. A few seconds each, from your phone or the web.
See
Your GST, income tax and ACC position updates in real time. Always know exactly where you stand.
File
When your GST return or your IR3 is due, the numbers are already done. Filing day becomes a formality.
Real-time GST
Your GST return, already done
Every receipt and invoice updates your GST position the moment it lands. Open the return and the numbers are waiting — collected, paid, and exactly what to pay IRD.
- Live GST-collected and GST-paid running totals
- Period-ready reports you can file straight from
- No spreadsheets, no month-end scramble
- GST collected
- +$6,180.00
- GST paid
- −$3,767.10
Due 7 May · ready to file
Receipts
SoleMate AISnap a receipt and forget it
Photograph a receipt and SoleMate AI reads it, categorises it, and matches it to the right bank line — GST split out, deduction captured, filed away.
- Capture in seconds from your phone
- AI reads amount, GST and category
- Auto-matched to the bank transaction
Mitre 10 Mega
12 Apr · 2:14pm
Bank + IRD
SoleMate AIConnect your bank and let the AI do the typing
Link your accounts through open banking and SoleMate AI imports, categorises and publishes every transaction in bulk — with one-click revert if a batch looks off. IRD-connected, so your GST return and IR3 are ready.
- Open-banking import from NZ’s major banks
- Bulk auto-categorise and publish
- One-click revert on any AI batch
- Or bring your own tools — Claude connector (MCP) and API, on every plan
- −$96.20
Z Energy
Fuel
- −$85.00
Vodafone NZ
Phone & internet
- +$1,725.00
Invoice · Ace Ltd
Sales
Pricing
Free for the basics. Pay only to go hands-free.
Free
Everything you need to keep your books straight, by hand.
- Receipt & expense tracking
- Invoicing
- GST tracking & reports
- Capital assets & depreciation
- Multi-member organisations
- API & MCP access — bring your own tools
With SoleMate AI
- AI receipt & bank-statement processing
- Bank account connections (open banking)
- IRD integration
- IR3 income return, filing-ready
- AI publish with one-click revert
SoleMate AI
Let the AI do the data entry, banking and filing prep.
- Everything in Free, plus:
- AI receipt & bank-statement processing
- Bank account connections (open banking)
- IRD integration
- IR3 income return, filing-ready
- AI publish with one-click revert
Built for NZ
GST, provisional tax, ACC and IRD rules baked in — not bolted on to overseas software.
IRD-connected
Your return lines up with what IRD expects, so there are no nasty surprises at filing time.
Your data stays yours
Read-only bank access, export any time, and delete on request. We never move your money.
Prices held for you
We never raise prices on existing customers. The price you start on is the price you keep.
Questions, answered.
Is the free tier really free?
Yes. Manual receipts, invoicing, expenses and live GST tracking are free forever — no credit card, no trial clock. You only pay if you want SoleMate AI to do the data entry for you.
What does SoleMate AI actually do?
It reads your receipts and bank statements, categorises every line, matches receipts to the right bank transaction and publishes it all to your books. If it gets something wrong, one click reverts the whole batch.
Which banks can I connect?
ANZ, ASB, BNZ, Kiwibank, Westpac and more, through open banking (Akahu). Read-only, revocable any time. Bank connections are part of SoleMate AI.
Do you file to IRD for me?
SoleMate keeps your GST returns and your IR3 income return filing-ready, and connects to IRD so the numbers are already done when a return is due. You stay in control of the final submission.
Do you handle my money?
No. SoleMate never touches your bank account or moves money — connections are read-only. You keep full control of your accounts; we just read and organise the data.
Can my accountant use it too?
Yes. SoleMate is multi-member: invite your accountant or business partner into your organisation with their own login and the right role.
Can I connect my own AI or tools?
Yes, on every plan. Connect Claude with the one-click MCP connector, or use org-scoped API tokens for scripts and other clients. Everything the app can do — receipts, invoices, GST summaries, publishing line items — is available as tools.